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The Fiscal Fitness podcast is about money, saving, budgeting and debt from experienced financial coaches.
Episodes
Tuesday Nov 24, 2020
Tuesday Nov 24, 2020
It’s one of our favorite times of the month! It is time for the November FC Beat.
That’s the Financial Coaches Beat, in case you didn’t know, where Jaclyn and Jill are giving you the inside scoop on what’s happening, all things in the Fiscal Fitness world.
And of course our favorite part which is tooting the horns of our amazing clients, sharing the great work that they are doing and celebrating their accomplishments.
You’ve got to tune in for this one!
Tuesday Dec 01, 2020
Tuesday Dec 01, 2020
This episode was originally published in December of 2019 as episode 74. It was so impactful and popular that we wanted to put it back on your radar.
You may be excited to set new year’s resolutions and goals with your finances this time of year, but if you’re not careful, you could be getting ahead of yourself. Don’t set yourself up for failure, check out our New Year New Money Checklist FIRST. It will help you lay a really solid foundation from which to build from!
Get ready to make your new year financial goals a resounding success in 2020!
You can visit the original blog post with downloadable "New year, new money" worksheet here.
Friday Dec 18, 2020
Friday Dec 18, 2020
So long 2020 and good riddance! This episode is a rerelease of episode 48 from 2019 but it is so great that we want to share it with you again.
Research shows that resolutions are largely ineffective for making positive, sustainable change. Twenty-five percent of people break resolutions within one week and sixty-five percent break them within weeks. Selecting a word of the year can help us to embrace a larger vision that feels expansive and possible.
A single word is easier to remember than a whole list of goals and resolutions. Your “word of the year” anchors your daily life, helps you focus, guides the work you do, choices you make.
The benefits of choosing one word:
- Can feel more expansive than goals or resolutions.
- Can feel more inspirational vs instructional.
- Especially great for people who do not do well with structure, deadlines, or too many rules.
- Allows one to adjust their goals and resolutions as the year goes on – things can happen and change and having a single word can give you the flexibility you need.
- By having one word to guide my year, I found it easier to create goals and resolutions that aligned my whole approach for the year.
My “word of the year” anchors my daily life.
It helps me focus.
It guides the work I do, the choices I make, and the way I navigate my everyday. When I feel adrift, I remember my word of the year and come back to myself & my goals
Steps to find your Word of the Year for 2019
1. Reflect on areas of your life:
- Your wellbeing
- Your career/business
- Your family
- Your health
- Work/life balance
- Finances
2. Reflect on the type of person you want to become
- Wealthier
- Happier
- Healthier
- Dive deep into your soul
3. What are the characteristics of the person you want to become?
4. What do I want to change or gain in my life?
- What is one thing I’d change about my life?
- What is one thing I’d change about the way I spend my day?
5. Find a quote (or multiple) that embodies this word.
6. Trust your intuition
- You don’t necessarily have to labor over this decision; you likely don’t need to turn this over in your mind a thousand times.
7. Now consider how you can apply this word to your whole life
“Supported”’ at home means something different than “supported” in your professional life. And “connected” to your body is different than being “connected” to your partner.
How does your word apply in the context of work? At home? Does it affect the way you move your body or the choices you make around food? Will it change the way you use technology?
When you take the time to imagine the way your word applies to all the areas of your life, you’re ready to make that word happen everywhere.
8. Fortify Your ONE WORD With Visibility, Repetition, and Accountability
One Word Ideas and Inspiration
Improve – Begin – Challenge – Wellness – Balance – Courage – Creativity – Evolve – Change – Heal – Release – Grow – Begin – Finish – Health – Truth – Expansion – Abundance – Connect – Abundant – Aligned – Balanced – Bliss – Congruent – Consistent – Creative – Depth – Desire – Devout – Divine – Educated – Enlightened – Fit – Forgiving – Free – Free-Spirited Game-Changing – Giving – Glowing – Gracious – Grateful – Gratitude – Happy – Healthy – Honest – Humbled – Journey – Joyful – Laser-Focused – Loving – Mindful Of Service – Open – Passion – Peaceful – Radiant – Sassy – Savvy – Sexy – Sexy – Smart – Soulful – Sparkle – Spiritual – Strong – Tenacious – Truth – Unstoppable – Vibrant – Wellness – Whole – Freedom – Revitalize – Complete – Whole – Design
Podcast Music by Annti Luode
Monday Dec 21, 2020
Monday Dec 21, 2020
Many clients tell us that setting goals isn’t something they have ever done. That it feels really unnatural for them and isn’t something they feel comfortable with. We have definitely found that goal setting is a skill that must be learned and the better you get at setting your goals, the better you get at achieving them time and time again!
Unfortunately, goal setting fails for so many people. Here are a few things we see or hear from clients when it comes to goal setting:
- They say it feels pointless.
- They don’t ever feel as though they are reaching their goals.
- They forget the details of their goal.
- Their goals are set up as pass/fail, and they find themselves failing time and again.
- They aren’t specific enough, so they never know if they have actually achieved their goal.
- When it comes to financial goals specifically - they don’t have a solid foundation (aka budget) that actually works - so their financial goals are more like wishes, rather than concrete goals where they can see the steps to take to achieve them.
In this episode, Coach Jill talks about the steps you can take to turn this around and become a master at goal setting AND goal achieving!
Some steps you want to take to improve your goal setting skills:
- Begin with creating a REALISTIC budget.
- Stop making your goals Pass/Fail by using the Good-Better-Best strategy.
- Write your goals down.
- Be specific.
Thursday Dec 24, 2020
Thursday Dec 24, 2020
Famous financial gurus are known for their popular, one-size-fits all approaches to money. Here at Fiscal Fitness, we know from working first hand with hundreds of clients that no formula works for every single client.
In this episode you'll hear why Coach Jaclyn herself chose to abandon one of the popular approaches out there when working on paying off her non-mortgage debt.
In this episode you will learn...
- Why the one-size-fits-all approach wasn’t working for me - what I liked and what I didn’t.
- How working with Coach Jill changed my approach and what she taught me
- How having a custom approach was actually a much wiser path for us to take
Resources:
Thursday Dec 24, 2020
Thursday Dec 24, 2020
It’s one of our favorite times of the month! It is time for the December FC Beat.
That’s the Financial Coaches Beat, in case you didn’t know, where Jaclyn and Jill are giving you the inside scoop on what’s happening, all things in the Fiscal Fitness world.
And of course our favorite part which is tooting the horns of our amazing clients, sharing the great work that they are doing and celebrating their accomplishments.
You’ve got to tune in for this one!
Resources:
New Year, New Money Checklist: fiscalfitnessphx.com/newyear -
Choosing your word of the year: https://fiscalfitnessphx.com/oneword2019/
Tuesday Jan 05, 2021
Tuesday Jan 05, 2021
It’s back! It only happens twice a year - our 21-Day Challenge is starting on 1/21/2021. We are super excited to kick off this challenge which is designed to help you move your money forward in a bigger, better way than you ever have before.
In this episode you will learn...
- What the 21-Day Challenge is and how you can sign up
- Who the 21-Day Challenge is designed to help
- Who should not participate in this challenge
To participate in the 21-Day Challenge, join our free Facebook community - this is where all the activity of the 21-Day Challenge is happening!
Thursday Jan 07, 2021
Thursday Jan 07, 2021
Just because it’s called a “stimulus” check does not mean that it is your responsibility to go out and stimulate the economy with it. A big purpose of this stimulus bill was to provide additional financial relief to the American people. So in this episode, I am going to share five things you could do with your stimulus check to bolster and strengthen your own financial position, as well as some ideas of how you could use it to support your community.
In this episode you will learn...
- How to check the status of your stimulus check if you haven’t received it
- Five ways to bolster your own financial position with the stimulus dollars
- A few ways you can support your local community with your stimulus check
- To get the latest updates about the stimulus check and other forms of Coronavirus relief, join our free Facebook community - we’ll help keep you informed, answer your questions, and connect you with other like-minded people who want to focus on being more financially savvy.
Resources:
Monday Jan 11, 2021
Monday Jan 11, 2021
Do you have big goals for 2021?
As we head into the new year, so many of us are setting different goals for the year. We created a free download (click here to download) to support you throughout 2021 so that you can stay present and focused to your goals all year long.
In this episode you will learn...
- How to set a SMART financial goal
- How to challenge yourself with Good, Better, and Best goals
- How to track your 2021 goal progress with our freebie: 2021 Goal Tracker
Additional tips:
- To visually watch this episode, join our free Facebook community where Coach Jaclyn went live to show how to use the 2021 Goal Tracker.
- To participate in the 21-Day Challenge (mentioned in this episode), join our free Facebook community - this is where all the activity of the 21-Day Challenge is happening!
Resources:
Friday Feb 05, 2021
Friday Feb 05, 2021
Do you ever feel urgency or stress around this idea of "I need to make my money work harder for me!". If so, this one's for YOU!
“I want my money to be working for me”. This is something we hear from people who reach out to us all the time. When we ask clients what their goals are, so many of them will tell us they want their money to be working for them. They want to be doing MORE with their money. They want to make sure they are making the best decisions with their money, etc.
And I love this! These are all great things! But one thing I often sense is that they are feeling some urgency or stress around this idea of making their money “work” for them. This is usually the way of framing that they want their money invested and earning compound interest. You know - earn money while you sleep sort of thing, right?! Which of course is a beautiful thing.
But what I want to talk about today is that there are many other ways that you can get your money working and none of them have to do with investing. In fact, I would argue that many of these things should be in place before you start investing, or before you put that PRESSURE on yourself to PUSH to invest more aggressively.
Main takeaways from this episode:
- Before you start putting this pressure on yourself to make your money be “working harder for you”, make sure it is all working smoothly to begin with.
- What you do financially should feel easy, predictable and boring. If you do not feel this way (yet!), then release this pressure you are placing on yourself and work to build a strong foundation first.
- The things we do with our money shouldn't feel like a race or a sprint to the finish line. What we do financially is a marathon. It is something that should feel sustainable. Steady. Something we can do for LIFE.
Resources:
- Schedule a free Q&A call with one of our financial coaches
- Read more about a Eureka session, or schedule your own!
- Fiscal Fitness Money Strategies Facebook Group
- Read these client success stories. We are always inspired by what our clients accomplish
- The Fiscal Fitness Podcast Episode 91: Are you INTERESTED? Or INVESTED?
- The Fiscal Fitness Guide to Saving
- The Fiscal Fitness Podcast, Episode 22: Active vs. Passive Investing with Financial Advisor Shanna Tingom