Loading Downloads
46Episodes
Investing

The Saver and The Spender is a weekly podcast about money, saving, budgeting and debt from both perspectives.

Episodes

September 17, 2018

Episode 42: Using cash

In this episode Coach Jill goes over why cash is so important, some strategies you can use to maximize cash and reduce "swiping syndrome" and how using cash can really impact your financial life and your relationships.

 

Find out more about Fiscal Fitness Phoenix at www.fiscalfitnessphx.com

Learn more about Financial Coach Academy at www.financialcoachacademy.com

00:0000:00
Play Now

When you think of franchises you probably think of McDonalds and Little Caesars but did you know there are so many more opportunities for having a franchise as a source of income?  It is very interesting to me that a franchise is more than chain restaurants and that there are so many options.  Navigating the options of opening a franchise can be pretty daunting and there are definitely do's and don'ts for when it comes to opening one. 

Loren Kutsko is a career transition coach and for lack of better words a franchise coach.  He helps people that are either transitioning out of a job and looking for a way they can invest their money and still work, looking to own a small business but want a proven and predictable system or looking for a way to have a side hustle to invest in that may not take a lot of time or energy.  Or really anything in between.

In this episode Loren and Michael talk about the current franchise market, how he helps people identify the right franchise for them, what to avoid when you are looking at opening a franchise and much more.

You can find out more about Loren at https://lorenkutsko.youcanbook.me/

You can learn more about Fiscal Fitness Phoenix financial coaching at www.fiscalfitnessphx.com

You can learn more about Financial Coach Academy at www.financialcoachacademy.com

 

00:0000:00
Play Now

Time management and money management are intimately connected and we often see clients that suffer from poor money management because they have poor time management.  

In this episode Kelsa goes over her 9 time management strategies that will not only make you more productive but will positively affect your money too. 

www.fiscalfitnessphx.com

www.financialcoachacademy.com

www.facebook.com/fiscalfitnessphx

www.facebook.com/financialcoachacademy

www.facebook.com/groups/financialcoachesunite

 

00:0000:00
Play Now

When you are sharing finances with a significant other there are many strategies and systems you can use to manage your bank accounts.  

Some people combine all of their finances while others keep everything separate. And some people are somewhere in the middle of these two options. 

In this episode lead financial coach at Fiscal Fitness Phoenix, Jill Emanuel, goes over the major reasons couples keep finances separate, when it does and doesn't make sense to do so, the major strategies on how to best combine your finances and the benefits of sharing finances with your significant others.

If you combine finances with your spouse then you will learn some best practice strategies on how to maximize your finances.  

If you aren't currently combining your finances with your spouse then you will learn why you should consider doing so and how to best do so to maximize your budget and do so with zero drama!

You can learn more about our financial coaching services at www.FiscalFitnessPHX.com 

You can learn more about becoming a financial coach and about our financial coach training course at www.financialcoachacademy.com 

 

00:0000:00
Play Now

Over the years, Kelsa has worked with thousands of small business owners and was even accounting manager for Enterprise Rent-a-Car, so she knows about business budgeting!

In this episode she talks about how having a growth fund can be a simple tool to use to keep your small business moving forward so you won't miss out on opportunities that can take your business to the next level.

 

Visit us:

www.FiscalFitnessPHX.com

www.FinancialCoachAcademy.com

 

00:0000:00
Play Now

Who doesn't love taking a vacation? With how busy everyone seems to be now-a-days it's about the only complete freedom we have anymore.  Whether it's to destress, get away from the routine of work, get in quality time with your loved ones, or just explore the world you live on, there are tons of options for vacations.

Our amazing financial coach, Jill Emanuel, is going to tell you her top tips for getting that vacation (or vacations) you sorely need without breaking the bank.

 

She mentions:

Glamping with www.airbnb.com

(Check out our AirBnB, the Succulent Bungalow, in Gilbert, AZ here)

The Chase Gauntlet for Travel Hacking your credit card rewards

00:0000:00
Play Now

Jill Emanuel is the lead financial coach at Fiscal Fitness Phoenix and has an amazing story about how she and her husband were hundreds of thousands of dollars in debt and on the verge of bankurptcy, to clients of ours for 5 years where they paid off their debt and found financial freedom.  She realized that she wanted other people to feel the same way about their finances and wanted to help by becoming a financial coach.  You may have heard Kelsa interview her in Episode 30.

In today's episode Jill talks about how married couples (or couples that share their finances) can get on the same page so there are no more fights, stress goes down, everyone's needs are met and the budget is just an afterthought. Since finances are one of, if not the leading causes of divorce, finding some simple solutions to have open communication between spouses, without judgment, is super important.  

00:0000:00
Play Now

In today's episode Kelsa goes over one simple yet powerful conversation you can have with your child (starting at the age of 2) so they start to form a positive relationship with money and jobs. 

 

www.Fiscalfitnessphx.com

www.FinancialCoachAcademy.com

 

00:0000:00
Play Now

Sheri Gundlach is a mother of 3 boys (one of which is a 2 time cancer survivor), a wife, a financial coach, a client concierge and one awesome lady!  Today she explains her system of how to plan and schedule when your life is crazy so you keep your priorities straight and sanity. 

www.FiscalFitnessPHX.com

www.FinancialCoachAcademy.com

 Music by Antti Luode

00:0000:00
Play Now

Financial life coach, Rebeca Lima, grew up poor in Brazil.  She eventually emmigrated to the United States, while a teenager and became fluent in Spanish and English.  After working in the financial industry for all of her adult life and having the heartbreaking experience of leaving a horrible relationship to live in her car she vowed that she wanted to make sure no one else had to live the same way. 

She coaches both men, women and couples, and specializes in coaching women that are climbing the corporate ladder, that work hard for themselves but feel like they always have “just enough” to hold them over until their next paycheck. She helps her clients with the practical and emotional side of money by budgeting, empowering them over their money mindset blocks and nurturing their new money habit and mindset within themselves and their relationships.

In this episode we talk with Rebeca about her life experiences that made her want to become a financial life coach, the huge need she sees for bilingual financial coaches, the differences between the needs of english speaking and spanish speaking clients and her tips on becoming a financial coach.

Links from podcast:

http://fiscalfitnessphx.com/ayuda-en-espanol/ - Bilingual financial coaching with Rebeca Lima

www.Fiscalfitnessphx.com 

www.FinancialCoachAcademy.com - Our amazing course that will help you create and grow your financial coaching business

www.Transferwise.com for lower rates for international money transfer

www.paypal.com 

Rebeca's Facebook

Financial Coaches Unite Facebook group

Overcoming financial stress with the Saver and the Spender facebook group

 

00:0000:00
Play Now

Load more