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50Episodes
Investing

The Saver and The Spender is a weekly podcast about money, saving, budgeting and debt from both perspectives.

Episodes

Jennifer McDermott is the Consumer Advocate at personal finance comparison website, www.finder.com. She has more than 12 years’ experience under her belt in the finance, lifestyle and travel industries where she’s analyzed consumer trends. Jennifer is passionate about breaking down complex themes and providing actionable advice that empowers people to make better decisions about their money.

In today's episode Jennifer helps break down side hustles:  How to choose the right one for you. How to know when to quit. When you should start one.  And much more!

www.financialcoachacademy.com

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www.fiscalfitnessphx.com 

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In this episode Jill talks about that there is sometimes more to what we think financial success actually means. 

Highlights of this episode:

  • Studies show that your idea of financial success is double whatever your current salary is. 
  • The first step in understanding financial success is taking a look at what you are currently making and figure out how your current income can make you happy.
  • To be financially successful you not only have to look towards long term goals and numbers but also look at nurturing what currently is making you happy and also eliminating what you are currently tolerating. 
  • Financial success is living the life that you want to live with meaning and intention. 
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In this episode Michael talks about the psychology of playing the lottery, why it's considered a "tax on the poor" and what the $364.5 million payout of this Friday's (10/19/18) MegaMillions could buy you. 

Music by Antti Luode

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Financial coach, Jill Emanuel, talks about her experience as a client of Fiscal Fitness Phoenix and how she and her husband had to make one of the hardest decisions of their lives in hiring a Financial Coach and why it was the best decision in their lives. 

 

Music by Antti Luode

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September 17, 2018

Episode 42: Using cash

In this episode Coach Jill goes over why cash is so important, some strategies you can use to maximize cash and reduce "swiping syndrome" and how using cash can really impact your financial life and your relationships.

 

Find out more about Fiscal Fitness Phoenix at www.fiscalfitnessphx.com

Learn more about Financial Coach Academy at www.financialcoachacademy.com

 

Music by Antti Luode

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When you think of franchises you probably think of McDonalds and Little Caesars but did you know there are so many more opportunities for having a franchise as a source of income?  It is very interesting to me that a franchise is more than chain restaurants and that there are so many options.  Navigating the options of opening a franchise can be pretty daunting and there are definitely do's and don'ts for when it comes to opening one. 

Loren Kutsko is a career transition coach and for lack of better words a franchise coach.  He helps people that are either transitioning out of a job and looking for a way they can invest their money and still work, looking to own a small business but want a proven and predictable system or looking for a way to have a side hustle to invest in that may not take a lot of time or energy.  Or really anything in between.

In this episode Loren and Michael talk about the current franchise market, how he helps people identify the right franchise for them, what to avoid when you are looking at opening a franchise and much more.

You can find out more about Loren at https://lorenkutsko.youcanbook.me/

You can learn more about Fiscal Fitness Phoenix financial coaching at www.fiscalfitnessphx.com

You can learn more about Financial Coach Academy at www.financialcoachacademy.com

 Music by Antti Luode

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Time management and money management are intimately connected and we often see clients that suffer from poor money management because they have poor time management.  

In this episode Kelsa goes over her 9 time management strategies that will not only make you more productive but will positively affect your money too. 

www.fiscalfitnessphx.com

www.financialcoachacademy.com

www.facebook.com/fiscalfitnessphx

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www.facebook.com/groups/financialcoachesunite

 Music by Antti Luode

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When you are sharing finances with a significant other there are many strategies and systems you can use to manage your bank accounts.  

Some people combine all of their finances while others keep everything separate. And some people are somewhere in the middle of these two options. 

In this episode lead financial coach at Fiscal Fitness Phoenix, Jill Emanuel, goes over the major reasons couples keep finances separate, when it does and doesn't make sense to do so, the major strategies on how to best combine your finances and the benefits of sharing finances with your significant others.

If you combine finances with your spouse then you will learn some best practice strategies on how to maximize your finances.  

If you aren't currently combining your finances with your spouse then you will learn why you should consider doing so and how to best do so to maximize your budget and do so with zero drama!

You can learn more about our financial coaching services at www.FiscalFitnessPHX.com 

You can learn more about becoming a financial coach and about our financial coach training course at www.financialcoachacademy.com 

 Music by Antti Luode

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Over the years, Kelsa has worked with thousands of small business owners and was even accounting manager for Enterprise Rent-a-Car, so she knows about business budgeting!

In this episode she talks about how having a growth fund can be a simple tool to use to keep your small business moving forward so you won't miss out on opportunities that can take your business to the next level.

 

Visit us:

www.FiscalFitnessPHX.com

www.FinancialCoachAcademy.com

 

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Who doesn't love taking a vacation? With how busy everyone seems to be now-a-days it's about the only complete freedom we have anymore.  Whether it's to destress, get away from the routine of work, get in quality time with your loved ones, or just explore the world you live on, there are tons of options for vacations.

Our amazing financial coach, Jill Emanuel, is going to tell you her top tips for getting that vacation (or vacations) you sorely need without breaking the bank.

 

She mentions:

Glamping with www.airbnb.com

(Check out our AirBnB, the Succulent Bungalow, in Gilbert, AZ here)

The Chase Gauntlet for Travel Hacking your credit card rewards

 

 Music by Antti Luode

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