Episode 2: How to get out of debt

Thank you for listening.  First off, we apologize for the audio quality.  It will be corrected on episode 3.  

Debt is a problem a lot of people deal with.  It is also a very relative thing.  Some people are ok with thousands of dollars in debt and some people can't stand to have $50 on a store credit card.  When it comes down to it, if you are trying to get out of debt you are doing it right.  There are many different strategies for getting out of debt and not every strategy works for everyone, unlike some financial gurus say.  You have to take into account the payment amounts, interest rates, your motivation and how much stress each individual stress causes you.  

Not many people know that Kelsa and I were pretty far in debt when we moved to Arizona eight years ago.  We had some student loan debt, a car payment and some credit card debt.  We thought it was normal and were ok with it; until one day we weren't.  We decided that we were on very shaky ground if one of us lost a job/ income and the debt would engulf us.  What is your motivation to get out of debt?  If you don't have debt, what is your motivation to stay out of debt?  

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